And my layers:
I have 3 textures from KK - February magic, warm sun, and February magic edges. The Hue/Saturation layer is just a slight desaturation, painted softly off the focal spoke. The quick edge burn layer is an action from Pioneer Woman that has been converted to pse compatibility by Rita from CoffeeShop. I use it constantly. I know how to make my own vignette, but this is just so quick and easy.